Are there any types of debt that will survive a bankruptcy discharge?

Yes, there are types of debt that survive a bankruptcy discharge in Maryland. When a person files for bankruptcy, certain kinds of debt are not discharged or erased, meaning that the debtor still owes them after the bankruptcy process. One type of debt is a student loan, which the bankruptcy process usually cannot discharge. This means that the debtor must still repay the loan after bankruptcy. Another type of debt that survives a bankruptcy discharge is alimony or child support obligations, which cannot be discharged in bankruptcy at all. The debtor must make all of their payments after the bankruptcy process for these debts. In some cases, the court may deny a discharge of a debt if it finds that the debt was incurred through fraud or misrepresentation. Examples of this include debts incurred by using false information to obtain money or property, as well as debts acquired as a result of fraud or false pretenses. Taxes are also typically not discharged in bankruptcy. This includes taxes that are recently delinquent or have not been owed for more than three years. Other kinds of taxes, such as those owed to the IRS, cannot be discharged under any circumstances. Bankruptcy typically does not erase any type of debt related to taxes. Finally, any debt that is secured by property that is not part of the bankruptcy estate may not be discharged, either. This includes mortgages, liens, and other debts that are secured by property or assets. Overall, there are certain types of debt that cannot be discharged in bankruptcy, which the debtor must still pay after the bankruptcy process is complete. These include student loans, alimony or child support obligations, debts acquired through fraud, taxes, and debts secured by property or assets.

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Are there any types of debt that will survive a bankruptcy discharge?

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