Are there any types of debt that will survive a bankruptcy discharge?
Yes, there are some types of debt that will survive a bankruptcy discharge in South Carolina. Generally, most types of unsecured debt such as credit card debt and medical bills can be wiped out in a Chapter 7 bankruptcy. However, certain types of debt will remain regardless of whether you file for Chapter 7 or 13 bankruptcy protection. Types of debt that are typically not dischargeable in a bankruptcy include alimony, child support, student loans, taxes, criminal fines or restitution, and secured debts such as a mortgage or car loans. In addition, some types of debt incurred as a result of fraud such as misappropriated funds can also not be discharged. It is important to note that each bankruptcy case is unique and the court may decide to discharge debts considered to be not dischargeable in some cases. For this reason, it is important to consult with a qualified lawyer who specializes in bankruptcy to gain an understanding of which types of debt can be discharged for your particular situation.
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