Are there any types of debt that will survive a bankruptcy discharge?

Yes, there are certain types of debt that will survive a bankruptcy discharge in Washington State. One example is student loan debt. Student loans are typically not dischargeable in bankruptcy, meaning that even if all other debts are forgiven, the borrower still owes the student loan debt. Other types of debt that will survive a bankruptcy discharge include child support and alimony arrears, taxes owed to the government, judgments from personal injury claims, and certain types of secured debts such as a car loan or mortgage. In addition to these debts that are generally not dischargeable in bankruptcy, there are certain types of debts that may survive a bankruptcy filing depending on the circumstances of the case. For example, a debt collector or creditor may be able to seek repayment of a debt after it is discharged if it can show that the debtor made a fraudulent misrepresentation. To protect a debtor’s interests, it is important to consult with an experienced attorney who can evaluate a debtor’s individual situation and provide advice on any potential exceptions to debt discharge. It is important to keep in mind that while some debt may survive a bankruptcy discharge, the bankruptcy filing will still typically provide debtors with much needed relief from other creditors. Bankruptcy can help to eliminate debt, stop creditor harassment, and provide a fresh start.

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