Are there any exceptions to the automatic stay issued when filing for bankruptcy?

When a person files for bankruptcy in Mississippi, an automatic stay is issued, which prevents creditors from taking any further action against you. However, there are certain exceptions to this automatic stay. For instance, if you owe a debt for child support or alimony, the automatic stay will not protect you from having to pay your debt. Additionally, if a creditor has already obtained a judgment against you before you filed for bankruptcy and is attempting to collect on the debt, the court may allow them to proceed. There are also certain types of creditors that can proceed against you, even during an automatic stay. This includes the Internal Revenue Service, who can still impose liens and pursue collection actions against you for unpaid back taxes. Additionally, a court may allow a creditor to repossess property if you are behind in your loan payments or have failed to make car payments. Finally, the automatic stay does not stop any criminal proceedings against you. If you are facing criminal charges, a court may allow those proceedings to continue. In short, while the automatic stay does prevent creditors from taking any further action against you after filing for bankruptcy, there are certain exceptions to the stay. Depending on the situation, the court may allow certain creditors to proceed against you, even during the automatic stay.

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