What insurance should I use to cover a bicycle accident?

If you have been involved in a bicycle accident in Iowa, it is important to understand which insurance company you should use to cover the costs of any medical expenses or other damages. Generally, the insurance carrier you should use will depend on the type of accident you have been in and who is at fault. If you were in an accident with a motor vehicle, the insurance of the driver would usually be the primary coverage option. This would provide coverage for bodily injuries, as well as any property damage caused to your bike. In some cases, you may also be able to tap into your own car insurance, if you have a policy. If the accident was with another cyclist, the insurance of the cyclist who is at fault may be the primary coverage option. However, it may be helpful to have your own liability insurance in case of any disputes over who is at fault or if the other cyclist does not have enough insurance to cover the damages. In all cases of bicycle accident law in Iowa, it is important to understand what type of insurance coverage is available and what the limitations of the coverage may be. It may be beneficial to consult with a bicycle accident lawyer to ensure that you have the right insurance coverage to protect you in the event of an accident.

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What insurance should I use to cover a bicycle accident?

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