What insurance should I use to cover a bicycle accident?

If you have been injured in a bicycle accident in Michigan, you need to know what insurance you should use to cover the costs associated with the accident. Generally, the best option for cyclists in Michigan is to have uninsured/underinsured motorist coverage from their own auto insurance policy. This coverage will cover the cost of medical bills, lost wages, and other expenses in the event that the other driver was uninsured or underinsured. Additionally, some cyclists may want to consider purchasing a bicycle accident liability policy to protect themselves in the event of an accident. Cyclists can also look into personal injury protection (PIP) coverage, which will provide coverage regardless of fault. PIP coverage is available through most auto insurance policies, and it is especially beneficial for cyclists who cannot receive coverage from other sources. Another option for cyclists is to purchase a supplemental bicycle accident insurance policy, which can be used to protect against the cost of medical bills and other expenses resulting from the accident. Finally, for cyclists who are involved in an accident with an at-fault driver, they can look into the driver’s auto insurance policy or their own policy for coverage. It is important to note that the best way to protect yourself in the event of a bicycle accident is to always ride with safety in mind. Keeping yourself safe is the best way to avoid being involved in an accident in the first place.

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What insurance should I use to cover a bicycle accident?

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