What insurance should I use to cover a bicycle accident?

When it comes to bicycle accidents, insurance can help you cover any damages that have been sustained. In New Jersey, there are a few different types of insurance that can be used to cover a bicycle accident. The first is your own personal auto insurance coverage, if you have it. This typically includes liability coverage which can help you in the case of an accident. It also includes medical payments coverage so you can cover any medical bills that may have been incurred as a result of the accident. Another option is to carry uninsured motorist coverage. This type of coverage is designed to protect you and your bicycle if you are hit by an uninsured motorist. Another option is to carry bicycle-specific insurance. This type of insurance is designed to cover you if you are involved in a bicycle accident and can cover damages to your bike, as well as medical expenses and other damages that may have resulted from the accident. Finally, you may be able to find a policy that covers injury or death if you are in a bicycle accident. This type of coverage is usually available through an insurance company or through a bicycle advocacy group. No matter which type of insurance you choose to cover a bicycle accident, it is important to make sure that you have adequate coverage so that you are protected in the case of an accident.

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What insurance should I use to cover a bicycle accident?

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