What if I do not have insurance coverage for a bicycle accident?

If you do not have insurance coverage for a bicycle accident in California, you may be held liable for any damages that you cause. This means that the victim of the accident may be able to sue you in order to receive compensation for any medical bills, lost wages, or other losses that they have incurred due to the accident. If the case goes to court, the judge may decide to award the injured party damages, which could be paid out of your own pocket. If the damages awarded to the other party cannot be paid in a single lump sum, the court may require you to make periodic payments to the injured party over time. This can put a significant financial strain on you, so it’s important to understand the laws related to bicycle accidents and to be prepared in case of an accident. Additionally, you may want to consider obtaining bicycle insurance, which will cover the cost of any damages caused in an accident. Bicycle insurance is not required by law in California, but it can provide you with financial protection in the event of an accident. Many insurance companies also offer discounts for cyclists who take certain safety measures, such as wearing a helmet.

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What if I do not have insurance coverage for a bicycle accident?

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