What if I do not have insurance coverage for a bicycle accident?

If you were involved in a bicycle accident in Michigan and do not have insurance coverage, then your options for compensation will depend on the other parties involved in the accident. If the other person involved was at fault, then you may be eligible to receive compensation from their insurance provider if they carry coverage. Alternatively, you may be able to sue the other party for damages in civil court. If the other person involved in the accident does not carry insurance coverage or you were found to be at fault, you may still be able to seek compensation from other sources. In Michigan, bicycle riders are typically covered under their own auto insurance policy if they are registered as a driver, or if their parents are registered as a driver. If you are covered by auto insurance, then you may be able to use those benefits to pay for damages and medical expenses related to the accident. In addition, you may be able to receive compensation from other sources, such as the Michigan Assigned Claims Facility, if your accident was caused by an uninsured driver. The Michigan Assigned Claims Facility pays up to $500,000 to victims of an accident caused by an uninsured driver. Ultimately, if you are involved in a bicycle accident in Michigan and do not have insurance coverage, then you should consult with an experienced personal injury lawyer to determine the best course of action. They can review the details of your case and advise you on the best way to pursue compensation.

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