What if the at-fault party does not have enough insurance to cover my damages?

If the at-fault party does not have enough insurance to cover your damages in an Arizona bicycle accident, there are a few different routes you can take to seek compensation. The first option is to sue the at-fault party in civil court. This can be a lengthy process and you may not be able to collect all of your damages if the at-fault party has insufficient assets. The second option is to file a claim under your own insurance policy, if you have uninsured/underinsured motorist coverage. This type of coverage will pay for damages that exceed the limits of the at-fault party’s insurance policy. Lastly, you can pursue compensation from the at-fault party directly. This route is usually unwise, as people without the funds to pay for insurance are probably not going to be able to cover the full extent of your damages. At this point, it is important to contact an experienced Arizona bicycle accident lawyer to discuss your options. A lawyer can assess your case and advise you on the best course of action to seek the compensation you deserve.

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What if the at-fault party does not have enough insurance to cover my damages?

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