What if the at-fault party does not have enough insurance to cover my damages?

If the at-fault party does not have enough insurance to cover your damages as a result of a bicycle accident in Pennsylvania, then you may be able to file a claim against your own insurance policy. This is called uninsured/underinsured motorist coverage (UM/UIM) and it helps to make sure that you are compensated for the damages caused by another driver who does not have enough insurance to cover the cost of the damages. Another option is to file a personal injury claim against the at-fault party if you can prove they were at fault. This is usually done through a lawyer. They can help gather evidence to prove negligence on the part of the other driver, as well as negotiate a fair settlement with the other driver or their insurance company. You could also pursue legal action against the at-fault party. This would require filing a lawsuit, which can be a long and expensive process. In addition, you would have to prove that the other party was negligent and that their negligence directly caused your damages. No matter what, it is important to have all the facts and evidence before selecting the best option for your particular situation. A qualified attorney can help you review all the legal options available and make sure that you are fully compensated for your damages.

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What if the at-fault party does not have enough insurance to cover my damages?

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