What if the at-fault party does not have enough insurance to cover my damages?

If the at-fault party does not have enough insurance to cover your damages from a bicycle accident in Texas, there are several options available to you. The first is to make a claim against the at-fault party’s liability insurance. This will cover the costs of repairs, medical bills, and any loss of wages, if applicable. However, if the at-fault party does not have enough liability insurance, then you can make a claim against your own insurance policy. If you do not have any kind of liability insurance, then you may need to pursue legal action against the at-fault party so that you can be reimbursed for your losses. If you pursue legal action against the at-fault party, you may be able to receive compensation in the form of a settlement or a court judgment. A settlement should cover all of your losses, including medical bills, property damage, and any lost wages resulting from the accident. If the at-fault party does not have enough money to cover the settlement, you can still receive a court judgment against them for the amount of money they owe you. If they do not have the money to pay this judgment, then the court can put a lien on their assets until the judgment is paid off. Ultimately, if the at-fault party does not have enough insurance to cover your losses, you may need to pursue legal action in order to receive compensation. It is important to consult an experienced attorney if you have been in a bicycle accident in Texas, as they can help guide you through the legal process and ensure that you receive the compensation that you deserve.

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