What if the at-fault driver is uninsured or underinsured?

If you are involved in a bicycle accident and the driver at fault is uninsured or underinsured, there are still legal options available to you in Oregon. According to Oregon law, it is illegal to operate a vehicle without the minimum amount of required insurance coverage. Drivers who fail to purchase the required coverage may be subject to fines and other penalties. In Oregon, bicyclists have the same rights and responsibilities as drivers of motor vehicles. That means that if you are involved in an accident caused by a driver who is uninsured or underinsured, you may be able to pursue a claim for damages through the responsible driver’s own insurance policy. In addition, Oregon also has an uninsured motorist law that protects drivers who are injured by uninsured drivers. This law requires that all automobile insurers provide coverage for the medical expenses, lost wages, and other damages caused by an uninsured driver. If you are injured by an uninsured or underinsured driver in Oregon, it is important to speak with a knowledgeable attorney as soon as possible to discuss your legal options. An experienced bicycle accident law attorney can help you understand the complex legal issues surrounding your case and work to get you the compensation you deserve. An attorney can also guide you through the process of filing a claim with the responsible driver’s insurance company.

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What if the at-fault driver is uninsured or underinsured?

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