What if I do not have enough insurance coverage for my bicycle accident?
In Pennsylvania, if you do not have enough insurance coverage for your bicycle accident, you may need to pay the difference out of pocket. Depending on the circumstances of the accident, you could potentially be liable for damages that exceed the limits of your insurance coverage. In this case, you would be responsible for paying the remaining costs, such as medical bills, lost wages, and property damage. It is important to be proactive and understand your insurance policy, so that you know what coverage you have and can plan accordingly. If you are found to be partly or wholly at fault for the accident, you may want to purchase higher limits of liability to ensure you have adequate coverage in the event of a bicycle accident. You should also be aware of any moves you can make to minimize the potential cost of a bicycle accident. Things like wearing a helmet and following the rules of the road can help, but in the event you are in an accident, filing a police report, collecting witness statements, and taking pictures of the scene of the accident can help support your case in the event of a dispute. If you have been involved in a bicycle accident and believe you do not have enough insurance coverage, you may want to consult an attorney. An experienced attorney can provide you with legal advice and help you understand your rights under Pennsylvania bicycle accident law.
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