What if I do not have enough insurance coverage for my bicycle accident?

If you do not have enough insurance coverage for your bicycle accident in South Carolina, you can still pursue legal action. Generally, the at-fault party in an accident is responsible for the costs of damages. The damages can be economic such as medical or repair costs or non-economic such as pain and suffering. If you do not have insurance coverage for the accident, you can file a personal injury claim against the responsible party. This includes proving that the party caused the accident due to their negligence, recklessness, or other wrongful action. You may have to provide evidence such as medical bills, witness statements, or photographs of the scene. If you are unable to prove that the other party was responsible for the accident, you may have to take legal action against your own insurance company. This is called “bad faith insurance” and you would be covered under the South Carolina Unfair Trade Practices Act. This allows you to receive compensation if your insurer failed to act in good faith and either denied or delayed a claim. However, it is important to remember that even if you do not have enough or no insurance coverage, you still have the right to seek legal action. An experienced lawyer can help you determine the best steps to take. They can also provide advice on how to maximize your compensation, even if you do not have insurance coverage.

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What if I do not have enough insurance coverage for my bicycle accident?

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