What if the driver who caused my bicycle accident does not have enough insurance?

If the driver who caused your bicycle accident does not have enough insurance, you may be able to recover some of your damages through the Uninsured Motorist Statute or the Underinsured Motorist Statute in New York. These laws allow injured bicyclists to recover damages from their own insurance policies if the responsible driver does not have sufficient insurance coverage. Before you can take legal action against your insurance company, you will need to be able to prove that the driver was at fault for the accident. You will also need to verify that the driver does not have enough insurance. If you are unable to do this, then your claim may be denied. Another option you have is to file a lawsuit against the driver personally. If the driver is found to be at fault for the accident, then you may be able to recover damages through the court. However, before pursuing a lawsuit, it is important to determine if the driver has any assets that will cover your losses. If they do not, then a lawsuit may not be in your best interest. No matter what your legal options are, it is important to seek the advice of an experienced bicycle accident lawyer. They can help you understand your legal rights, and they can explain all your options for recovering damages.

Related FAQs

What rights does a cyclist have in a bicycle accident?
What if the bicycle accident was caused by a dangerous road condition?
How can I prove my bicycle accident case if there were no witnesses?
How can I increase the value of my bicycle accident claim?
What type of compensation can I receive for medical bills after a bicycle accident?
How can I prove that the other party is at fault in a bicycle accident?
What if the driver who caused my bicycle accident was uninsured?
What if I am injured in a bicycle accident due to a hidden roadway hazard?
What if I am riding a bicycle on a public road and a motor vehicle strikes me?
What if I cannot identify the driver who caused my bicycle accident?

What if the driver who caused my bicycle accident does not have enough insurance?

Related FAQs

Related Blog Posts