What if the driver who caused my bicycle accident does not have enough insurance?

If you have been injured in a bicycle accident in Pennsylvania and the driver who caused it does not have enough insurance to cover the costs of your injuries or losses, you may have other options. In Pennsylvania, if the driver has no insurance or does not have enough insurance to fully cover your losses, you may be able to make a claim against your own insurance policy. With an uninsured/underinsured motorist coverage policy, you can still seek compensation for medical bills, lost wages, pain and suffering, and other damages related to the accident. This type of policy also applies if the at-fault driver fled the scene and cannot be identified. In Pennsylvania, uninsured/underinsured motorist coverage is required to be offered to automobile owners when they purchase coverage. In addition, you may be eligible to file a personal injury lawsuit against the at-fault driver. In this case, you may be able to recover monetary damages directly from the driver if you can prove that he or she was negligent in causing your accident. If the accident was caused by a defective product or as a result of maintenance issues, you may also be able to pursue a product liability lawsuit against the manufacturer or the responsible party. It is important to seek experienced legal assistance if you have been injured in a bicycle accident in Pennsylvania. An experienced personal injury attorney can ensure that you receive the compensation you deserve and that all of your rights are protected.

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What if the driver who caused my bicycle accident does not have enough insurance?

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