What if the driver who caused my bicycle accident does not have enough insurance?

If the driver who caused your bicycle accident in Washington does not have enough insurance, you will likely need to look into other legal options. Depending on the circumstances of the accident, you may be able to seek further compensation from the driver’s personal assets or through a lawsuit. If the driver is found to be at-fault for the accident and does not have enough insurance to cover your damages, you can file a lawsuit against the driver to seek compensation. You would need to prove fault, or negligence, on the part of the driver and must show any resulting damages. This may include medical expenses, rehabilitation costs, lost wages, property damage, and pain and suffering. You may also be able to seek compensation from your own insurance company. Most auto insurance policies include Uninsured/Underinsured Motorist Coverage. This type of coverage allows you to file a claim with your auto insurance carrier for any damages caused by the at-fault driver if they do not have enough insurance. It is important to speak to an attorney if you have been involved in a bicycle accident and the at-fault driver does not have enough insurance to cover your damages. An attorney can review your case and advise you on the best legal strategies and options to seek compensation.

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