What if the driver at fault in a bike accident does not have insurance?

If you are involved in a bicycle accident with a driver at fault who does not have insurance, you may still be able to recover damages. In New Jersey, most drivers are required to carry insurance, but if the driver at fault does not have any, you may still be able to collect from your own insurance policy. If you have uninsured motorist coverage, you may be able to make a claim to receive compensation for pain and suffering, medical expenses, lost wages, and any property damage. You may also be able to pursue a bodily injury claim against the driver at fault. In some cases, you may even be able to pursue a claim against their employer if they were on the job at the time of the accident. Another possible option is to pursue a claim against the driver at fault in civil court. In this case, you will need to prove to the court that the driver was negligent and that negligence caused your injury. If you are successful in your claim, you may be able to recover damages. It is important to speak with a lawyer who can advise you on your legal options if the driver at fault in a bicycle accident does not have insurance. Your attorney will be able to explain your rights and help you pursue the compensation you deserve.

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