What if the driver who caused my bicycle accident was uninsured?
If the driver who caused your bicycle accident was uninsured, you still have options for seeking compensation for your damages. In the state of Georgia, you can pursue a claim against your uninsured motorist coverage, which is a type of coverage required by law. This type of coverage is meant to cover you if the driver who caused the accident is underinsured or uninsured. You may also be able to pursue a claim through the at-fault driver’s insurance company directly. If the driver was insured but did not have enough coverage to cover your losses, you may have the right to bring a lawsuit against both the driver and the insurance company. Even if the driver who caused the accident had no insurance, you can still make a claim with your own insurance company. Generally, your insurance policy will include an uninsured motorist provision, which will provide coverage for you if the driver who caused the accident was uninsured. Finally, you may be able to bring a legal claim against the driver who caused the accident. A successful claim can help you recover damages for medical bills, lost wages, pain and suffering, and more. It is important to remember that all states have a statute of limitations in place that limits the amount of time you have to bring a claim. Therefore, it is important to act quickly and to contact an experienced bicycle accident attorney who can evaluate your situation and guide you through the legal process.
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