What if the driver who caused my bicycle accident was uninsured?

If you are involved in a bicycle accident and the driver who caused it is uninsured, you may still be able to obtain compensation for the injuries and property damage caused by the accident. In Oklahoma, uninsured motorist coverage is available as part of most car insurance policies to provide coverage when the other driver is uninsured. This coverage provides reimbursement for medical expenses, lost income, and other damages which may result from a bicycle accident. In addition, Oklahoma law provides a fund that pays for damages to victims of uninsured motorists. This fund is funded by assessments on insurance companies and by payments from drivers who have failed to obtain insurance as required by law. However, there is a limit of $25,000 per person, up to a maximum of $50,000 per accident. If the other driver is determined to be at fault in a bicycle accident, they can be held responsible for damages through a court judgement. This means that if they do not have insurance, they may still have to pay for all the damages resulting from the accident. In some cases, a driver may be deemed to be financially responsible for the accident, even if they do not have insurance. In such cases, an uninsured driver may still be liable for all the damages caused by the accident, including medical expenses and property damage. If you have been injured in a bicycle accident and the driver who caused it was uninsured, it is important to seek legal advice from a knowledgeable attorney to determine your best course of action. An attorney will be able to provide valuable information about your rights and the options available to you.

What if the driver who caused my bicycle accident was uninsured?

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