What if the driver who caused my bicycle accident was uninsured?

If you are involved in a bicycle accident in South Carolina and the driver who caused it was uninsured, you may still be able to recover damages for your losses. However, this may be more challenging than it would be if the other driver was insured. First, check your own insurance policy. Your own auto insurance policy may provide protection in the event of an uninsured driver. Some policies provide coverage for property damage and medical bills resulting from an accident involving an uninsured driver. However, the exact coverage will depend on the terms of your policy, so make sure to read it carefully. If you do not have adequate insurance coverage and the other driver was uninsured, you may still be able to recover damages. In this case, you may be able to sue the driver directly or their estate if they have passed away. You must be able to prove that the other driver was at fault for the accident and that they caused you damages as a result of their negligence. In this case, it is important to speak with an experienced personal injury attorney. They can evaluate the facts of your case and advise you as to your available options for recovery. In addition to seeking compensation for your own losses, it may also be possible to recover punitive damages from the uninsured driver in some cases. Punitive damages are designed to punish egregious behavior on the part of the responsible party and may enhance the amount you recover in the case.

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What if the driver who caused my bicycle accident was uninsured?

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