What if the driver who caused my bicycle accident was uninsured?

If you were involved in a bicycle accident in Texas and the driver who caused the accident was uninsured, you may still be able to receive compensation for your damages. Under Texas law, the state requires drivers to carry certain minimum levels of liability insurance coverage. If the driver who caused your bicycle accident was uninsured, that person is in violation of the law. In this case, you may be able to file a claim with your own insurance company. If you have uninsured motorist insurance, it may cover some or all of the damages you have suffered as a result of the accident. However, it is important to note that uninsured motorist insurance typically has limits regarding how much money it will provide for a claim. It is also important to note that you may not be able to recover non-economic damages, such as pain and suffering, under uninsured motorist insurance. You also may be able to seek compensation from the driver directly. This is known as a tort claim and can be done without involving an insurance company. This type of claim is brought against the individual who was responsible for the accident. The driver may be personally liable for your damages, depending on the circumstances. It is important to note that you should seek legal advice as soon as possible after your accident. An experienced bicycle accident attorney can help you understand your rights and determine the best way to recover compensation for your damages.

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