What if the driver in a bicycle accident appears to be uninsured or underinsured?
If you’ve been involved in a bicycle accident in Illinois and the driver appears to be uninsured or underinsured, there are certain steps you can take to protect your rights and seek financial compensation. First, it can be helpful to collect documents or other evidence from the accident scene, such as pictures and witness statements. This can be used to support the fact that the driver was at fault, which could help in the event of a lawsuit. If the driver is proven to be uninsured or underinsured, victims may be able to file a claim with their own insurance company. This is known as an uninsured or underinsured motorist coverage claim. This may cover medical expenses, lost wages, and other damages provided by the insurance policy. If an insurance claim or lawsuit is to be filed, it is important to act quickly. In Illinois, the statute of limitations for filing a claim is two years. A bicycle accident lawyer can provide helpful information and represent you throughout the process. In some cases, a driver who is deemed to be uninsured or underinsured may still be liable for damages. An experienced attorney can help determine the best course of action for obtaining the compensation you are entitled to.
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