What if the driver in a bicycle accident appears to be uninsured or underinsured?

If a driver in a bicycle accident in Nevada appears to be uninsured or underinsured, the cyclist should contact a lawyer to discuss the specifics of their case and potential legal options. An experienced bicycle accident lawyer would be the most helpful in such a situation, as they are familiar with the relevant state laws pertaining to uninsured or underinsured motorists. The Nevada Department of Motor Vehicles (DMV) requires that all drivers carry at least a minimum amount of liability insurance. If the at-fault driver is uninsured or underinsured and the cyclist is injured, they may seek compensation from their own insurer with what is known as Uninsured/Underinsured Motorist ("UM/UIM") coverage. This coverage, however, usually only pays a limited amount depending on the plan. Another option for cyclists to consider is suing the at-fault driver directly. Under Nevada law, injured parties have the right to sue for monetary damages, including medical expenses, lost wages, and pain and suffering. While this option requires the cyclist to go to court and prove their case, it can potentially result in higher compensation. Ultimately, the best course of action for cyclists in the case of an uninsured or underinsured driver is to speak to a lawyer familiar with bicycle accident law in Nevada. An experienced lawyer can help cyclists understand their legal rights, how to protect their rights, and what their options are for seeking compensation after an accident.

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