What if the driver in a bicycle accident appears to be uninsured or underinsured?

If you’ve been involved in a bicycle accident and the driver appears to be uninsured or underinsured, you may need to take legal action. In New York, it is illegal for a driver to operate a motor vehicle without valid insurance. If you are injured by a driver who is uninsured or underinsured, you may file a third-party claim against their insurance company. In addition to filing a claim against the driver’s insurance company, you may also be able to pursue a claim with your own uninsured or underinsured motorist coverage. This coverage is intended to protect you in the event of an accident with an uninsured or underinsured motorist. It is important to contact your insurance company to discuss the specifics of your coverage in order to determine your eligibility for this type of claim. If you are unable to pursue a claim through the driver’s insurance company or your own uninsured or underinsured motorist coverage, you may still be able to seek financial compensation. Depending on the specific circumstances of your accident, you may be able to file a personal injury lawsuit against the driver who caused the bicycle accident. However, it is important to note that this type of legal action can be complex, and should only be pursued with the help of an experienced personal injury attorney.

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What if the driver in a bicycle accident appears to be uninsured or underinsured?

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