What if the driver in a bicycle accident appears to be uninsured or underinsured?

In North Carolina, if a driver in a bicycle accident appears to be uninsured or underinsured, the cyclist may still be able to receive compensation for their damages. The state has a law known as uninsured or underinsured motorist coverage, which provides protection for cyclists in cases where the driver of the vehicle is not insured or is inadequate in their coverage. Under this law, a cyclist can file a claim with their own insurance company for compensation, up to the limits of their own policy. In some cases, the cyclist may also be able to seek other sources of compensation if it is found that the driver was completely uninsured or underinsured. In cases like this, the cyclist may be able to hold the driver liable for expenses related to the accident, such as medical bills, lost wages, pain and suffering, and even punitive damages. In some cases, the court may also be able to order that the driver pay the cyclist a certain amount of money for the damages. It is important for North Carolina cyclists to be aware of these laws and understand their rights in the case of an accident. It is also important to speak with an experienced personal injury attorney who understands bicycle accident law in the state and is able to guide the cyclist through the legal process.

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What if the driver in a bicycle accident appears to be uninsured or underinsured?

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