What if the driver in a bicycle accident appears to be uninsured or underinsured?

If the driver in a bicycle accident appears to be uninsured or underinsured in Pennsylvania, the cyclist may have other options to seek compensation for their damages. One option is to file a claim with their own insurance company. This is known as an uninsured/underinsured motorist claim. This type of claim is designed to compensate the victim if their damages exceed the coverage limits of the at-fault driver’s insurance policy. Another option available to cyclists in Pennsylvania is to file a personal injury lawsuit against the at-fault driver. In some cases, even if the driver is uninsured or underinsured, they may still be liable for damages. The cyclist may also be able to sue the driver for punitive damages, which are designed to punish reckless or negligent behavior and deter such behavior in the future. A third option available to cyclists in Pennsylvania is to file a claim with the Motor Vehicle Financial Responsibility Law. This fund provides compensation to bicyclists who suffer property damage, medical bills, lost wages, and other damages resulting from an accident with an uninsured or underinsured motorist. No matter which route the cyclist takes, it is important that they document the accident and speak with an experienced bicycle accident attorney to determine the best course of action for them. An attorney can advise them of their legal rights and help them seek the compensation they deserve.

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What if the driver in a bicycle accident appears to be uninsured or underinsured?

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