What if the driver who caused my bicycle accident is not the registered owner of the vehicle?

If the driver who caused your bicycle accident is not the registered owner of the vehicle, you can still seek compensation for your losses. In New York, the registered owner of the vehicle is held legally responsible for damages caused by the vehicle, regardless of who was actually driving it at the time of the accident. This is known as vicarious liability. Even if the driver is uninsured or underinsured, the registered owner’s insurance policy can still be tapped into for compensation. To make a successful claim, you must provide evidence that the driver was in control of the vehicle at the time of the accident, along with medical expenses, property damage, lost wages, and pain and suffering. You must also prove that the person causing the accident was negligent. To prove negligence, you must show that the driver breached their duty of care to you, and that this breach caused your injuries. When you are making your claim, you may be dealing with the driver’s insurance company or the registered owner’s insurance company. In either case, it is important to remember that insurance companies are for-profit entities and will try to minimize the amount of compensation you receive. You may want to consider hiring an experienced bicycle accident attorney to help you navigate the legal complexities and ensure that you get the compensation you deserve.

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What if the driver who caused my bicycle accident is not the registered owner of the vehicle?

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