What if I am hit by a car while riding a bicycle and the driver does not have insurance?

If you are hit by a car while riding a bicycle and the driver does not have insurance, there are still legal options open to you in Indiana. You may be able to recover damages through other sources such as your own auto insurance policy or an uninsured motorist policy. Indiana requires drivers to carry liability insurance and failure to do so is a violation of the law. In the event of an accident involving an uninsured driver, the person injured can bring a claim for damages against the uninsured driver. Your auto insurance policy might include a coverage known as "Uninsured Motorist Coverage". This coverage is beneficial in an accident where the at-fault driver did not have insurance. If you have Uninsured Motorist Coverage, your policy will cover the damages caused by the driver. Additionally, an indemnification claim can be made against the uninsured driver. An indemnification claim is a method of recovery where you can recover damages from the at-fault driver for your medical bills, lost wages, pain and suffering, and other damages. It is important to note that not all insurance companies will accept an indemnification claim in Indiana, so be sure to check with your provider. Finally, if the accident involved a commercial vehicle, such as a bus or truck, you may be able to recover damages from the owner of the vehicle. This is because the owner of the vehicle is responsible for ensuring that their vehicles are insured. Regardless of the circumstances, if you or a loved one have been injured in a bicycle accident involving an uninsured driver, it is important to speak with an experienced Indiana bicycle accident attorney who can help explain your legal rights and options.

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What if I am hit by a car while riding a bicycle and the driver does not have insurance?

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