What if I am hit by a car while riding a bicycle and the driver does not have insurance?

If you are hit by a car while riding a bicycle in New York and the driver does not have insurance, you may still be able to obtain compensation for your losses. In some cases, you can make a claim against the driver’s personal assets. However, it is important to remember that often drivers who do not have insurance will not have enough money to cover all of your expenses. In these situations, it may be possible to make a claim against the Uninsured/Underinsured Motorist Coverage part of your own insurance policy. If you have this kind of coverage, your insurance company may pay you the damages for which the uninsured driver would have been liable. In addition to this, your policy may also include a Medical Payments Clause, which could cover some of the medical costs you incur as a result of the accident. Alternatively, you may be able to pursue a legal claim for damages through the courts. In this case, you will need to prove that the other driver was at fault for causing the accident. You will also need to demonstrate the extent of your losses in order to seek an appropriate out-of-court settlement or a court award. It is highly recommended that you seek legal help from a qualified bicycle accident attorney to help you navigate the complexities of making a successful claim. An experienced lawyer will be able to advise you on the best course of action and provide assistance in presenting your case.

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What if I am hit by a car while riding a bicycle and the driver does not have insurance?

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