What if I am hit by a car while riding a bicycle and the driver does not have insurance?

If you are hit by a car while riding a bicycle and the driver does not have insurance in South Carolina, you may be able to seek compensation from your own car insurance policy. Most car insurance policies provide limited coverage to drivers and passengers who are involved in an accident with an uninsured or underinsured motorist. This coverage is meant to protect you in the event that the at-fault driver does not have insurance or does not have enough insurance to cover your damages. If you do not have car insurance, then you may be able to recover some of your damages through a personal injury lawsuit against the at-fault driver. The law in South Carolina may allow you to recover damages for your medical bills, lost wages, and pain and suffering, if you are able to prove that the other driver was at fault. In addition to filing a personal injury lawsuit, you should also contact your local police department to file an accident report. This will help document your accident and may help if you decide to pursue a claim down the line. You may also want to speak to a lawyer who specializes in bicycle accident law in South Carolina to determine the best course of action. A lawyer can advise you on the specific laws in South Carolina and help you pursue the recourse that is available to you.

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What if I am hit by a car while riding a bicycle and the driver does not have insurance?

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