What if I am hit by a car while riding a bicycle and the driver does not have insurance?
In Washington, if you are hit by a car while riding a bicycle and the driver does not have insurance, you may still be able to seek compensation for your injuries. Washington is an at-fault state, which means that the driver who caused the accident is responsible. If the driver cannot be held responsible, you may be able to file a claim with your own insurer. You may have uninsured motorist coverage as part of your own insurance policy. This coverage can pay for medical bills and other expenses related to the accident if the at-fault driver does not have insurance. You may also be eligible to seek compensation from the Washington State Uninsured Motorist Fund. This fund provides financial assistance to people injured in accidents caused by drivers who either do not have insurance or whose insurance does not cover the full cost of the damages. It is important to report the accident to the police and your insurance company as soon as possible. Make sure to keep all documentation related to the accident including police reports and medical records. These documents can be used to support your claim and help you get the compensation you deserve. It is also important to contact a personal injury lawyer to discuss your options. A lawyer can advise you on the best course of action to take and help you understand your legal rights.
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