What if the driver responsible for a bicycle accident cannot be identified?

In Arizona, if the driver responsible for a bicycle accident cannot be identified, the bicyclist will most likely look to his or her own insurance for compensation for their injuries and damages. Arizona is a fault-based car insurance system, which means that the person responsible for the accident must pay for any injuries and property damage. The first option for the injured bicyclist is to see if he or she has uninsured/underinsured motor vehicle coverage through their own car insurance. This will cover any medical expenses that would not be covered by the at-fault driver’s insurance. If the bicyclist does not have a car or does not have this coverage, the bicyclist can file a claim with their health insurance company or may be able to receive compensation through an uninsured/underinsured motorist’s fund from the state. It is important that the bicyclist gathers as much information as possible at the scene of the accident including the license plate numbers of vehicles involved and the contact information of any witnesses. If the at-fault vehicle is identified, it is essential to contact the person’s liability insurance company as soon as possible to protect the rights of the injured person. It is also important to document as much information as possible, including photos of the accident scene, to help the process of filing a claim. If the driver is identified but refuses to accept their responsibility for the accident, the cyclist may need to take legal action to recover compensation for their injuries and damages. The bicyclist should consult with a qualified attorney to discuss their rights and remedies.

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