What if the driver responsible for a bicycle accident cannot be identified?

When a bicycle accident is caused by a driver that cannot be identified, the situation can become highly complex and time consuming. In Colorado, if the driver cannot be identified, victims may have to resort to other resources to seek compensation for their damages. The first and most common option is to file for an uninsured motorist (UM) claim. This type of claim will be handled through the victim’s own insurance provider, and they can receive compensation for their medical expenses and lost wages, as well as for their pain and suffering. Victims may also be able to pursue compensation through an underinsured motorist (UIM) claim. With UIM, victims will have to prove their damages from the accident and determine who is responsible for paying for them. This may require filing a personal injury lawsuit against the responsible party. Another option is to make a claim with the state-funded Supplemental Underinsured Motorist (SUM) fund. This fund can provide compensation for victims of accidents where the driver responsible cannot be identified. Claims are reviewed on a case-by-case basis, and victims may have to prove their damages in order to receive compensation. Although these resources may provide assistance to victims whose bicycle accident was caused by an unidentified driver, it is important to remember that the process can be lengthy and complex. Victims may need to seek the advice of a lawyer to ensure they receive the compensation they deserve.

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