What if the driver responsible for a bicycle accident cannot be identified?

If the driver responsible for a bicycle accident cannot be identified, then the individual who suffered an injury in the accident may still be able to obtain compensation. In North Carolina, the injured person can pursue a claim against their own insurer for uninsured motorist coverage (UM Coverage). UM coverage protects an individual in the event that they are accidently injured by a motorist who is either uninsured, or unidentified. This is an important form of coverage for cyclists, since they are likely to be injured in an accident with a motorist who may not be insured or be able to be identified. In order to bring a successful claim for uninsured motorist coverage, the injured person must demonstrate that their injury was caused by another motorist, that the motorist could not be identified, and that they have the required UM coverage. Generally, in order for an injured person to be able to collect UM coverage, they must have had UM coverage before the accident occurred. In some cases, an injured cyclist may also be able to bring a claim against their own insurer for medical payments coverage. This coverage provides medical expenses for an injured person regardless of who is at fault. In conclusion, if the driver responsible for a bicycle accident cannot be identified, the injured person may still be able to obtain compensation for their injuries through uninsured motorist coverage or medical payments coverage.

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What if the driver responsible for a bicycle accident cannot be identified?

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