What if I am injured in a bicycle accident and the driver has no insurance?
If you are injured in a bicycle accident and the driver has no insurance coverage, you may still be able to receive compensation for your medical bills, lost wages, and pain and suffering. Depending on the circumstances of the accident, you may be able to file a claim against your own insurance policy. If you have uninsured motorist coverage, you may be able to receive compensation for your injuries. In some cases, the driver may have assets that you could potentially pursue in order to receive compensation for your injuries. It is important to collect as much information as possible at the scene of the accident, including the contact information of the driver, witnesses, and other pertinent information. In Michigan, bicycle accident victims may also be able to pursue a personal injury case. A personal injury claim requires that you prove that the driver was negligent and that their negligence caused your injuries. You will need to prove that the driver caused the accident, that the driver breached their duty of care, and that your injuries were a direct result of the driver’s negligence. It is important to speak to an experienced bicycle accident lawyer who can help you investigate the accident, determine who may be liable, and pursue an insurance claim, personal injury case, or other potential sources of compensation. Even if the driver has no insurance, you may still be able to receive compensation for your injuries.
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