What if I am injured in a bicycle accident and the driver has no insurance?

If you are injured in a bicycle accident and the driver has no insurance, you may still have the opportunity to seek damages. In North Carolina, the state offers a motorist-uninsured motorist (UM) coverage. This type of coverage is offered through car insurance policies, and it provides coverage if you are in an accident with a driver who does not have insurance. This coverage pays for medical expenses, legal fees, lost wages, and property damage. Another option for seeking compensation is to pursue a negligence claim. If you can prove that the other driver was at fault for the accident, a court may order them to pay for your damages. However, if the driver is uninsured, it may be difficult to collect any damages. If you are unable to obtain any compensation from the other driver or their insurance, you can still seek help from a personal injury attorney. An attorney can assess your case and help you determine your options for pursuing a claim for your losses. There may also be other legal options available depending on the specific details of your case. It is also important to note that there are time limits on how long you have to file a claim. In North Carolina, the statute of limitations for filing a personal injury claim is three years from the date of the accident. If you do not file before this time limit expires, you may not be able to seek damages. Therefore, it is important to reach out to a personal injury attorney as soon as possible after an accident.

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What if I am injured in a bicycle accident and the driver has no insurance?

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