What if the driver at fault in a bicycle accident does not have enough insurance?

In Florida, if a driver is at fault in a bicycle accident and does not have enough insurance to cover the cost of damages, the injured cyclist may receive compensation from their own insurance company. The injured cyclist may be able to recover payment for medical bills, lost wages, emotional distress, and other forms of damages through a process known as uninsured/underinsured motorist coverage. This is a type of auto insurance that is designed to compensate for damages when the other driver does not have enough insurance coverage to pay for the damages. In some cases, a cyclist may be able to seek compensation from the uninsured driver directly. This may involve filing a lawsuit and seeking damages in civil court. It is important for a cyclist to know that any type of lawsuit can be a lengthy process and requires legal expertise, so it is best to consult an attorney who specializes in bicycle accident law in Florida to determine the best course of action. The laws in Florida are in place to protect cyclists from negligent drivers. All drivers should have adequate insurance coverage to pay for damages in the event of an accident. If a cyclist is injured in an accident with an uninsured driver, they have the legal right to seek compensation to cover their damages, either through their own insurance or through a civil lawsuit.

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What if the driver at fault in a bicycle accident does not have enough insurance?

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