What if the driver at fault in a bicycle accident does not have enough insurance?

If a driver at fault in a bicycle accident in Georgia does not have enough insurance, the cyclist may still be able to seek compensation for their damages. The cyclist may be able to file a claim against the driver’s personal assets or other sources of coverage such as their homeowner’s or renter’s insurance, if the driver has such coverage. The cyclist may also be able to claim under their own auto insurance, if they have uninsured motorist coverage. If the cyclist has uninsured motorist coverage, they can typically file a claim with their own insurance provider for their property damages and other losses, up to the limits of their policy. The cyclist may also be able to seek compensation through other legal means, such as filing a civil lawsuit against the driver. However, the driver could claim that they do not have the financial resources to pay the damages and the cyclist could be left without the full amount of compensation they are entitled to. In some cases, the cyclist may be able to get compensation through a government program such as the Georgia Crime Victims Compensation Program. This program may help cover medical bills, lost wages, psychological counseling, burial expenses and other costs associated with the bike accident. Ultimately, when a driver at fault in a bicycle accident does not have enough insurance, it is important for the cyclist to consult a bicycle accident lawyer. A lawyer can provide advice and assistance in filing a claim and seeking the compensation the cyclist deserves.

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What if the driver at fault in a bicycle accident does not have enough insurance?

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