What if the driver at fault in a bicycle accident does not have enough insurance?

If the driver at fault in a bicycle accident does not have enough insurance, then the cyclist may still have a legal remedy. In some cases, the driver’s vehicle may be owned by an employer or other third party, and this person may be held responsible for any damages suffered by the cyclist. Additionally, cyclists may be able to collect against their own uninsured or underinsured motorist policy, if they have one. In Hawaii, there are also certain cases in which a cyclist who has been injured may be awarded damages based on the driver’s “personal fault.” This can include cases in which the driver was speeding, running a red light or engaging in another reckless behavior that caused the accident. In this case, the cyclist or their family may be able to file a lawsuit against the driver for their personal negligence. Finally, if the driver involved in the accident is uninsured or underinsured, the cyclist may be able to seek monetary compensation from the state’s Motor Vehicle Injury Reparations Fund. This fund is available to individuals who have suffered an injury due to a motor vehicle accident that was caused by an uninsured or underinsured motorist. This financial assistance is only available to those who have suffered an injury, so it is important for cyclists to seek medical attention after any accident, even if they do not think their injuries are serious.

Related FAQs

What if a bicycle rider collides with an animal while riding a bicycle?
What if the bicycle accident was caused by a dangerous road condition?
What insurance should I use to cover a bicycle accident?
What if the driver who caused my bicycle accident was a minor?
Can I sue for a bicycle accident if I was partially at fault?
When should I contact an attorney after a bicycle accident?
Are bicycle accident cases usually settled or litigated?
How can I prove that the other party is at fault in a bicycle accident?
What if the driver who caused my bicycle accident was not maintaining their vehicle?
What if the driver who caused my bicycle accident is not the registered owner of the vehicle?

What if the driver at fault in a bicycle accident does not have enough insurance?

Related FAQs

Related Blog Posts