What if the driver at fault in a bicycle accident does not have enough insurance?

When a bicyclist is involved in an accident with a driver at fault and the driver does not have enough insurance in Tennessee, the bicyclist may choose to take legal action against the driver in an attempt to recover damages. Even if the driver does not have enough insurance coverage to fully cover the damages, the bicyclist may still be able to receive some compensation in the form of a settlement from the driver’s insurer. If the amount of insurance coverage held by the driver is not enough to cover the damages, the bicyclist can file a lawsuit against the driver, who may be held liable for the remainder of the damages due to their negligence in the accident. In a personal injury lawsuit, a bicyclist may be able to recover compensation for medical bills, lost wages, emotional distress, pain and suffering, and other losses due to the accident. It is important for bicyclists to understand their rights under Tennessee law in order to best protect themselves in the event of a bicycle accident. If you are concerned about the cost of a legal battle, it may be a good idea to speak with an experienced bicycle accident lawyer to discuss the specifics of your case and the potential outcomes. A lawyer can help you understand your rights and work towards a favorable outcome.

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