What if the driver at fault in a bicycle accident does not have enough insurance?
In the event of a bicycle accident in Washington where the driver of the vehicle is at fault but does not have enough insurance, the cyclist may still be able to recover money for their medical bills and other damages. Under Washington’s Uninsured Motorist Coverage law, people who are injured in a collision caused by an uninsured motorist can still be awarded compensation. This insurance coverage is required to be carried by all vehicle owners in the state. If the driver at fault does not have enough insurance coverage to adequately cover your damages, Uninsured Motorist Coverage may be able to help. In addition, the cyclist may also be able to pursue a civil lawsuit against the uninsured driver. In the lawsuit, the cyclist may be able to ask for compensation such as medical bills, lost wages, pain and suffering, and property damage. The cyclist may also be able to recover punitive damages if the driver’s conduct was found to be malicious or reckless. Finally, the cyclist may also be able to get compensation from their own insurance policy if they haveUnderinsured Motorist Coverage. This coverage pays out when an at-fault driver’s insurance coverage isn’t enough to cover the cyclist’s damages. It is important to remember that every bicycle accident case is different, so it is important to seek legal advice and understand the specifics of your particular situation. An experienced personal injury attorney can help you navigate the legal process and ensure that you receive fair compensation for your injuries and losses.
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