What is the Debt Collection Improvement Act?

The Debt Collection Improvement Act (DCIA) is a federal law that was passed in 1996 to help improve the collection of delinquent debts owed to the federal government. This law includes provisions for collecting past-due debts through stronger enforcement methods, such as wage garnishment and liens on assets. The law also requires federal agencies to have more coordination amongst each other in order to improve their efforts to recover delinquent debt. In addition to this, the DCIA imposes a 25 year statute of limitations on federal debt collection, meaning that after this period of time, an agency cannot pursue further debt collection activities. In Oregon, the law applies to state and local governments, as well as state agencies. For instance, the Oregon Department of Revenue is empowered to take action against debtors in order to recover delinquent payments. This includes using liens and garnishing wages, as well as other enforcement actions. Therefore, the DCIA helps provide more protection and security to creditors, while also ensuring that debtors are held accountable for their obligations.

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What is the Debt Collection Improvement Act?

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