What type of insurance should I have to protect my boat in case of an accident?

When boating in Oklahoma, it is important to have the proper insurance to protect your boat in the event of an accident. The most important insurance to have for a boat is liability insurance. This type of policy will provide coverage for injuries to people and damage to other boats, structures, or property, if you are responsible for the accident. Liability insurance will also cover legal fees if you are sued in response to an accident. You should also consider adding uninsured/underinsured motorist insurance to your policy. This type of coverage will cover the cost of repairs to your boat in the event of an accident with an uninsured or underinsured boater. Lastly, you may want to look into adding physical damage coverage to your policy. This type of policy will pay for repairs to your boat if it is ever damaged due to fire, theft, or vandalism. No matter what type of insurance you choose, it is important to have some form of coverage to protect your boat in case of an accident. Depending on the type of boat you own, you might want to look into additional coverage, such as medical payments, trip interruption, or towing and salvage coverage. By getting the right coverage for your boat, you can protect yourself and your property in the event of an accident.

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What type of insurance should I have to protect my boat in case of an accident?

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