Who is responsible for covering the costs of a boating accident?

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What kind of compensation can I seek in a boating accident case?
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Is it necessary to contact a lawyer after a boating accident?
What type of insurance should I have to protect my boat in case of an accident?
How long does it take for a boating accident claim to be settled?
What type of insurance do I need to protect my vessel and myself in the event of a boating accident?
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Are there any laws that protect me as a boater in case of an accident?
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