Are there any special laws regarding the insurance coverage for boats?

Yes, there are special laws in California regarding the insurance coverage for boats. Specifically, these laws require that boats be covered by a certain type of insurance. This type of insurance is known as “hull and machinery” coverage and it can be purchased from insurance companies or through the California State Board of Equalization (BOE). Hull and machinery coverage typically covers the boat itself and any machinery associated with it, such as engines, outboard motors, and pumps. This type of coverage is also designed to cover any physical damage that the boat may incur, or personal injury or death caused by the use of the boat. Under California law, if you are operating a boat, it must always have enough coverage to cover the cost of repairs and replacement for any damage the boat may incur, as well as any legal judgments that may be awarded against you. In other words, you must have enough coverage to protect yourself from any potential financial loss resulting from a boat accident. Furthermore, it is important to note that your insurance coverage may only cover damages caused by negligence or recklessness. As such, it is important to keep a record of all maintenance and repairs to ensure that your boat is in good working order and that you are prepared for any potential lawsuits.

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Are there any special laws regarding the insurance coverage for boats?

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