Who pays for damage after a car accident?

In Alaska, the person responsible for a car accident must pay for the damages of the other party. This is usually achieved through the driver’s auto insurance policy, which must meet certain minimum limits in order for a driver to be in compliance with Alaska law. If an at-fault driver does not have insurance, the driver is responsible for paying for the damages out of pocket. If the at-fault driver does not have the means to pay, the victim may pursue a lawsuit to recover costs. Additionally, if the driver is found to have acted deliberately or recklessly, criminal charges may be filed. If an accident is a result of negligence, the motorist is held liable for the damages. Negligent behavior can include anything from drunk driving, texting while driving, or just plain reckless driving. If a driver is found to be negligent, the victim may be entitled to damages related to medical bills, lost wages, and other expenses due to the accident. If an accident is found to be the fault of a city or state government agency, victims may be able to receive compensation for their damages through a lawsuit. This type of lawsuit is typically filed against the government. In certain cases, multiple parties may be held liable. It is important to contact an experienced personal injury attorney to help you determine who is liable and to recover the damages to which you are entitled.

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