Who pays for damage after a car accident?
In Oklahoma, many aspects of car accident law dictate who pays for damage after a car accident. Generally, the driver at fault for the accident is financially responsible for any damages caused. Depending on the circumstances, this could mean that one driver is solely responsible, or both drivers are partially responsible. Oklahoma follows a rule of comparative negligence in car accident law. This means that when two drivers are deemed to be at fault for an accident, each driver’s percentage of fault is assessed on a scale of 0-100%. The percentage of fault correlates to the percentage of financial responsibility for the damages. For example, if one driver is found to be 80% at fault and the other 20%, then the former driver would be financially responsible for 80% of the damages while the latter would be responsible for 20%. In Oklahoma, the use of personal injury protection (PIP) coverage also affects who is financially responsible for damages after a car accident. PIP coverage is an optional form of insurance that can pay out to the injured party regardless of who is found to be at fault in the accident. If a driver does not have PIP coverage, then they are solely responsible for any injury or property damage sustained in the accident. In addition, Oklahoma law states that if a driver is found to be intoxicated during an accident, they can be held financially responsible for any damages, regardless of their percentage of fault. Overall, Oklahoma car accident law determines who pays for damages after a car accident based on the circumstances surrounding the accident and the insurance coverage of the involved parties.
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