Who pays for damage after a car accident?

In Kansas, who pays for damage after a car accident depends greatly on the type of insurance each driver carries. If both drivers carry full liability insurance coverage, the insurance companies of each driver will work together to pay for the damage sustained in the accident. The insurance companies will determine which driver is responsible for the collision and will use that information to determine which insurance company is responsible for the damages. In the event that only one driver is insured, then that driver’s insurance company is responsible for the total amount of damage. If neither driver is insured, then they must work out their own payment arrangements. If the driver who caused the accident does not have the financial means to pay for the damage out-of-pocket, then the other driver may need to cover the costs. In some cases, filing a lawsuit against the other driver may the only way to fully recover the legal and financial damages incurred from the accident. However, the filing of a lawsuit can be expensive and time consuming, so it is always best to try to work out a settlement between the two drivers.

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Who pays for damage after a car accident?

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